Elite athletes
What to do with your money as an elite athlete?
Organizing concentrated income so it lasts
Earning a lot, over few years: that is the distinctive feature of an athletic career. The real question is not investing for its own sake, but organizing concentrated income so it supports you well beyond the career. Here are the wealth-building levers best suited to this reality, and how to combine them.
The right levers
Four ways to put your income to work.
Lever 01
Building a property portfolio (LMNP)
Use your high-income years to build a property portfolio whose rental income, lightly taxed or untaxed thanks to depreciation, will become supplementary income after your career.
The LMNP for athletes pageLever 02
Life insurance (assurance-vie), a long-term foundation
The most flexible wrapper in French wealth management: capitalization, access to your savings, and favorable taxation over time. A foundation to put your cash to work without locking it away.
Learn moreLever 03
The PER, to smooth out taxation
During the years when you are heavily taxed, the PER (plan épargne retraite, France's retirement savings plan) lets you deduct your contributions and prepare for what comes after. A powerful lever, provided you master how withdrawals work.
Learn moreLever 04
Anticipating the end-of-career cliff
The moment income from sport stops is prepared for while that income is still high. A simulator to see at what age you can be financially free.
The after-career simulatorLe Chêne Patrimonial operates in insurance, insurance-based retirement savings and real estate, within the scope of its broker registration. This page is for information only and does not constitute personalized investment advice.
Frequently asked questions
What I am asked most.
Where to start as a young athlete with high income?
Before any product: with the full picture. How much you earn, for how long, and what your plans are. The right strategy follows from your situation, not from a trending investment. That is the purpose of the first conversation.
Should everything be invested at once?
No. An athletic career comes with uncertainties, injuries and transfers included. We keep a safety cash reserve available, then deploy progressively into solutions suited to your time horizon.
Why does a former athlete understand these issues better?
Because I have lived through the end-of-career cliff myself. I know what it means to move from high income to a new professional life, and I build strategies with that reality in mind.
Start together
An athlete's wealth is built early.
First conversation offered, no commitment. We start from your career and your goals, not from a product decided in advance.
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